Take-home pay
Convert your salary between gross, net, monthly and annual
NetPay is a simple salary calculator that answers two everyday questions at once: what is my salary per month vs. per year, and what do I actually take home after tax. Type an amount in either field, pick your currency, set your combined tax and deduction rate, and the converter updates instantly — no sign-up, no data sent anywhere.
It works in both directions. If you know your gross salary, NetPay shows your net (take-home) pay. If you only know your take-home amount — common when comparing job offers — switch to “I enter net” and NetPay grosses it up to the equivalent gross salary.
Frequently asked questions
How is net salary calculated?
Net salary is gross salary minus taxes and deductions. With a single combined rate the formula is
net = gross × (1 − rate). For example, a $5,000 gross monthly salary at a 20% rate
leaves $4,000 net.
How do I convert monthly to annual salary?
Multiply the monthly amount by 12 — a $4,500 monthly salary is $54,000 per year. To convert annual to monthly, divide by 12. NetPay keeps both fields in sync as you type.
How do I work out gross salary from a net amount?
Divide the net amount by (1 − rate) — this is called grossing up. Taking home
$4,000 a month at a 20% combined rate means a gross salary of $4,000 ÷ 0.80 = $5,000.
Which tax rate should I enter?
Use your effective combined rate: income tax plus social security, pension and other payroll deductions, as a percentage of gross pay. You can usually read it off a recent payslip (total deductions ÷ gross pay). NetPay deliberately keeps this manual so it works for any country.
Is my salary data stored anywhere?
No. This page is fully static — every calculation happens in your browser and nothing you type leaves your device.